*Vewix' "Vewix Services, LLC - Credit Builder" program offers courses and guides in business credit establishment.  We do not provide “credit repair” services or personal advice or assistance regarding “rebuilding” or “improving” your credit score or credit report.


THIS AGREEMENT is entered into, by and between Vewix Services, LLC (“Company”) and you, the Customer, both individually and as your company as identified above, upon the following terms and conditions: WHEREAS, Customer desires to enroll in Vewix Essentials Program".  NOW THEREFORE in consideration of the terms and conditions set forth below and other good and valuable consideration, the receipt of which and sufficiency of which is hereby acknowledged, the parties agree as follows:



Customer agrees to pay Consultant the enrollment fees.

Customer agrees that upon enrollment, they will honor the action based refund policy of The Business Lounge (see Action Based Refund below).



Customer understands that they are purchasing an Online Course.  As such the program requires the customer to devote time, effort and resources in order for the program to be successful.

Customer acknowledges that Company will not be providing any advice for the program; it is self-contained and the company shall not be under any obligation to provide advice regarding the program.



The Customer is responsible for completing the steps laid out in the course.  Program is self-contained and Company does not provide assistance or counseling.  It is the customer's responsibility to complete the course and Company provides no guaranty, as the success is entirely dependent on the customer's ability to follow through with the outlined steps, status of their company and actions that the customer may take.



In addition to the cost of the program and in order to build business credit other costs will be incurred. The following are some but not necessarily all of the costs associated with building business credit Fees. The Customer agrees and understands that all funding obtained for lending sources will have a cost involved. These costs are standard lender fees and might include processing fees, points, APRs, interest rates, discounts, and other standard fees commonly associated with borrowing money.  These fees are not charged by Vewix Services, LLC, but the lender themselves. Vewix' finance officers search to find the best, and most affordable terms each Customer might qualify for.

Customer does receive any free items as part of their enrollment with the program, including access to their Experian Smart Business data, information on obtaining a free DUNS number and credit profile activation from Dun and Bradstreet, and no-cost listing with 411.


Customer may incur additional costs and spend additional monies on services they elect to receive in the finance suite.  These are elective costs for services that might not be required, and include but are not limited to:

Dunn & Bradstreet, Experian, and Equifax full credit monitoring;

Trade account set up costs;

Trade account vendor product purchase costs;

Various state filing costs;

Various business license costs;

Business phone set up or other phone-related costs;

Personal and/or business credit reports costs;

Bank fees and costs associated with financing, such as, but not limited to closing costs, application fees, or broker fees.

Other fees and/or costs that are customary to the general practice of business.



General terms.

You may pay for Services by providing a valid credit or debit card at checkout.

If for any reason Company is unable to charge your Payment Method for the full amount owed for the Services provided, or if Company is charged a penalty for any fee it previously charged to your Payment Method, you agree that Company may pursue all available lawful remedies in order to obtain payment. If you pay by credit card and if for any reason Company is unable to charge your credit card with the full amount owed for the Services provided, or if Company is charged back for any fee it previously charged to the credit card you provided, you agree that Company may pursue all available lawful remedies in order to obtain payment. You agree that the remedies Company may pursue in order to effect payment shall include, but not be limited to, immediate cancellation without notice to you of any and all services hereunder.


Company reserves the right to charge you reasonable "administrative fees" or "processing fees" for (i) tasks Company may perform outside the normal scope of its Services, (ii) additional time and/or costs Company may incur in providing its Services, and/or (iii) your noncompliance with this Agreement (as determined by Company in its sole and absolute discretion). Typical scenarios include, but are not limited to, customer service issues that require additional personal time or attention, fees incurred by third-party payment providers such as PayPal, Authorize.net, and Stripe (as defined in the Universal Terms of Service Agreement), fees incurred as the result of charge-backs or other payment disputes brought by you, your bank, or a Payment Method processor, and disputes that require accounting or legal services. These administrative fees or processing fees will be billed to the Payment Method you have on file with Company.



Dispute resolution policy.

You agree to be bound by our current Dispute Resolution Policy. This policy is incorporated herein and made a part of this Agreement. You agree that Company may from time to time modify its Dispute Resolution Policy. Company will post any changes to its Dispute Resolution Policy at least thirty (30) days before they become effective. You agree that by maintaining your domain name registrations with Company after the updated policy becomes effective that you agree to the Dispute Resolution policy as amended. You agree to review Company's website periodically to determine if changes have been made to the Dispute Resolution Policy. If you cancel or terminate your Services with Company as a result of the modified Dispute Resolution policy, no fees will be refunded to you.

Venue. The venue for any litigation regarding this agreement shall be in Weber County, UT.

Choice of Law. This Agreement, including any arbitration proceedings that may take place between the parties to this Agreement, shall be construed consistent with the laws of the State of Utah.

Arbitration. If there is a dispute of any type between Customer and Company, (except for disputes regarding trade secrets and copyrights as set forth below) the parties hereby agree to submit such a dispute to a mediator skilled and experienced in the resolution of contractual business disputes and to hold a mediation of the dispute within 30 days of the selection of the mediator.  In the event the mediation fails to resolve the dispute within 60 days from the date the parties notify one another of the dispute, the parties may elect to extend the deadline for resolution by mediation, or to have it resolved by binding arbitration administered by the National Arbitration Forum, or the American Arbitration Association (the Forum or Association also being chosen by the party who elects to arbitrate the dispute between the parties), under their rules for consumer arbitrations. An election by either party for such relief as stated in the preceding sentence shall preclude the other party from filing any other type of legal action until such time as the relief sought by the electing party has been exhausted or terminated. All disputes in arbitration will be handled just between the named parties, and not on any representative or class basis. YOU ACKNOWLEDGE THAT THIS MEANS THAT YOU MAY NOT HAVE ACCESS TO A COURT OR JURY. The terms of this Section shall survive any termination, cancellation, or expiration of this Agreement.



The materials provided by Company to Customer are proprietary, trade secrets and may also be protected by copyright.  Any distribution by Customer to any third party, in any manner and by any means, whether directly or indirectly, without the express written permission of Company is strictly prohibited.  Company will pursue any and all remedies available under the law for a violation of this non-disclosure section.



Customer hereby indemnifies Company and Consultant as outlined below:

Company shall not be held responsible for any action performed by third parties, including any of Company’s affiliates, vendors, or assignees, which cause or bring about a detrimental result to Customer’s business credit bureau file and/or credit development activities;

Company may recommend third-party providers, however, such recommendation is not a guarantee of service or product, and the Customer and such 3rd party vendor are responsible for the outcome;

Company is not responsible and cannot control the reporting and updating of the Customers business credit bureau file;


Entire Agreement. This Agreement sets forth the entire agreement between the parties hereto relating to the transaction reflected herein and supersedes all prior agreements and understandings of the parties in connection therewith.

Headings. The Article headings of this Agreement are for convenience of reference only and do not form a part of this Agreement and do not in any way limit, modify, interpret or construe the provisions of this Agreement.

Assignment. The rights, duties, and obligations of Company may be freely assigned to a third party without Company or Consultant providing any future notice to Customer. Customer may not assign any rights under this Agreement without obtaining the prior express written consent of the Company.

Binding Effect. This Agreement and any modification, amendment or waiver shall be binding upon each of the parties hereto and their representatives, heirs, successors and permitted assigns.

No Waiver of Remedies. No failure on the part of any party to exercise, and no delay in exercising, any right hereunder shall operate as a waiver thereof, nor shall any single or partial exercise of any right hereunder preclude any other or further exercise thereof. No waiver of any breach by any party of the terms and conditions hereof shall operate as a waiver of any other and further breach of any of the terms and conditions hereof. The remedies provided by law.

Counterparts. This Agreement may be executed in two or more counterparts, each of which shall be deemed an original and which together shall constitute one Agreement.

Construction. This Agreement has been reviewed by counsel to all parties hereto and shall be deemed prepared by both counsels. Any ambiguities shall not be deemed to construe against either party hereto.

Terminology. All personal pronouns used in the Agreement, whether used in the masculine, feminine or neuter gender shall include all other genders, the singular shall include the plural, and vice versa, as the context may require.


We want you to be completely satisfied with your purchase of membership in The Business Lounge.  As such, we offer a money back Guarantee, provided certain conditions are met.

Our action-based refund isn't very complex.  We'd like our clients to put effort into our programs so that they can see how The Business Lounge can benefit their business.  Prior to requesting a refund, we'd ask that you complete Checkpoints 1 and 2 in the Business Finance program, as well as 2 other business courses within The Lounge.

It's simple really... we want you to succeed! And we'd like to help keep you focused. By purchasing any of our products you agree to and accept these terms and conditions. If you complete the above steps and still desire a refund, you can request your refund at or call 1 801-917-6044

Thank you, and enjoy The Business Lounge